The need of health insurance and its benefits: Protect your health”

Health Insurance is very important in today’s time, because it protects you and your family from health related risks. In this article, we will talk about Health Insurance in detail.

1. What is Health Insurance?
2. Health Insurance is a type of insurance that provides you financial support for health related expenses.

• Benefits of Health Insurance

1. Saving Medical Expenses: Health Insurance saves you from medical expenses.
2. Health Protection: It protects you from health related risks.
3. Tax Benefits: There are tax benefits on Health Insurance premium.
4. Family Protection: It also protects your family from health related risks.

• Types of Health Insurance

1. Individual Health Insurance
2. Family Floater Health Insurance
3. Group Health Insurance
4. Senior Citizen Health Insurance
   Tips for choosing Health Insurance:
5. Keep in mind your need
6. Read the terms of the policy
7. Keep in mind the premium
8. Keep in mind the Claim Settlement Ratio

Features of Health Insurance

1. Cashless Hospitalization: You do not have to pay for treatment in the hospital.
2. Pre-Existing Disease Coverage: Pre-existing diseases are also covered.
3. Maternity Coverage: Delivery and delivery related expenses are covered.
4. Day Care Procedure Coverage: Minor surgical procedures are covered.
5. Ambulance Charges Coverage: Ambulance expenses are covered.
   Amenities for Health Insurance:
6. Age: People from the age of 18 to 65 years can apply.
7. Health: You should be healthy, you should not have any serious illness.
8. Income: The premium is decided according to your income.

Health Insurance Claim Process:

1. Hospitalization: A claim form has to be filled upon getting admitted to the hospital.
2. Submitting Documents: Necessary documents have to be submitted along with the claim form.
3. Claim Approval: After claim approval, payment is made to the hospital.